Home Loan Process

Given my income, expenses and other variables, how much mortgage can I get? Detailed overview of how to calculate your maximum mortgage loan size.

How Much Mortgage Can I Get in NYC?

By Sonja Gosine, Spokesperson at Hauseit® / August 20, 2018

The first question many of us ask when deciding between buying vs renting is how much mortgage can I get? We’ll answer this question in detail and explain how to calculate the maximum mortgage loan size you can afford given [...]

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What's the difference between mortgage pre-qualification and mortgage pre-approval? When should I start the process? Sample preapproval letters and more.

Getting Mortgage Pre-Approval in NYC

By Sonja Gosine, Spokesperson at Hauseit® / August 2, 2018

What's the difference between mortgage pre-qualification and mortgage pre-approval in NYC? When and how can I get a pre-approved for a mortgage? We'll explain everything you need to know about getting mortgage pre-approval in New York City and even show

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The NYC real estate market is complex. There are condos, coops and even condops vs the single family homes you’ll find in suburbia. How will banks treat self employment income? Do they offer any relationship pricing? We’ll go over the most locally relevant questions to ask mortgage lender in NYC in this article.

Questions to Ask Mortgage Lender in NYC

By Sonja Gosine, Spokesperson at Hauseit® / June 5, 2018

The NYC real estate market is complex. There are condos, coops and even condops vs the single family homes you’ll find in suburbia. We’ll go over the most locally relevant questions to ask mortgage lender in the following article. Table

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From what credit scores will get you the best rates to how to appeal an appraisal, we'll teach you industry secrets and tips on how to manage the mortgage loan process in NYC and nationwide. We answer tough questions from how does getting your credit pulled affect your credit score to qualifying for an IO mortgage.

Tips for the Mortgage Loan Process in NYC

By Sonja Gosine, Spokesperson at Hauseit® / April 30, 2018

What are some tips for the mortgage loan process you can utilize to ensure a successful close? We'll let you in on some industry trade secrets about how the mortgage loan process really works in NYC and across the country,

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Who is the mortgage underwriter? What's the mortgage underwriting process like for NYC? What do banks include in the Debt to Income ratio? What's the step by step home loan process? We'll explain the mysterious mortgage process in NYC and what buyers should do from initially getting pre-qualified to closing day.

The NYC Mortgage Process Explained

By Sonja Gosine, Spokesperson at Hauseit® / April 16, 2018

The NYC mortgage process can by mysterious even for the most seasoned real estate brokers and attorneys. We’ll explain how the mortgage process in New York City truly works and debunk some common myths around the mortgage underwriting process. Table

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