Mortgage Broker vs Loan Officer

What are the most common home buying contingencies? Which ones matter? What is a home close contingency? Contingency contract example and more.

Which Home Buying Contingencies Actually Matter?

By Sonja Gosine, Spokesperson at Hauseit® / November 13, 2018

The only home buying contingencies that matter in states like New York where properties are sold as is are the financing contingency and the sale contingency if you need to sell in order to buy. Other typical contingencies for a [...]

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What is the difference between a mortgage broker and bank in NYC? Do I pay more by working with a mortgage broker versus a mortgage banker?

Difference Between Mortgage Broker and Bank in NYC

By Sonja Gosine, Spokesperson at Hauseit® / October 25, 2017

The difference between a mortgage broker and bank is that a mortgage broker is not directly lending any money for a mortgage and is simply originating and brokering a loan. In other words, a mortgage broker is a middleman that

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