Florida Title Insurance Calculator
Are you financing with a mortgage?
Florida Title Insurance Tiered Rates:
0.575% from $0 to $100,000
0.5% over $100,000 to $1 million
0.25% over $1 million up to $5 million
0.225% over $5 million up to $10 million
0.2% over $10 million
Additional rates if financing:
Simultaneous Policy issued to lender
Florida Form 9 Title Insurance Endorsement
% of purchase price
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What Are Florida Seller Closing Costs?
Florida seller closing costs are lower compared to New York, and will run on average between 7% to 8% of the sale price, assuming a typical 6% Realtor commission and the seller pays for title insurance and related search fees. …
What Are Closing Costs for a Buyer in Florida?
New Yorkers buying a home in Florida will be pleasantly surprised to find that closing costs down here are substantially lower than the closing costs they're used to up north. With the exception of broker commissions, paid by the seller, …
What Is the Seller’s Affidavit for Closing?
A seller's affidavit, otherwise known as a seller's closing affidavit, is a typical document signed by the seller on closing day, along with the warranty deed, bill of sale, assignment of parking space and power of attorney, if applicable. The …
Why do you need a Florida Bill of Sale for a home sale?
A Florida Bill of Sale is one of the typical closing documents a home seller will sign in addition to the Florida Warranty Deed. A Bill of Sale is necessary because the sale of a typical home invariably will come …
Why do you need a Florida Bill of Sale for a home sale? Read More »
What is a Florida Warranty Deed?
The Warranty Deed is used for most transactions involving an arms length buyer and seller, i.e. when the counter-parties are strangers. With a Warranty Deed, the grantor, or seller, is giving the grantee, or buyer, a guarantee of warranty that …
What is the Seller Disclosure Form in Florida?
The seller disclosure form in Florida is required by law1 to be filled out by sellers and presented to buyers after a purchase contract has been signed, and is an important part of the process of buying a condo in …
Sample Title Commitment for a Florida Home Purchase
We've included sample title commitment letters below for a hypothetical all cash condo purchase as well as a financed condo purchase in Miami, Florida. Notice how the title insurance commitment specifies exactly who and what is being insured, and how …
Sample Title Commitment for a Florida Home Purchase Read More »
Sample Florida ALTA 9 endorsement
The ALTA 9 endorsement is typically issued in Florida for purchases of free-standing residential houses and commercial buildings, but is not typically used for condominium buildings. It is an additional piece of insurance that protects against loss or damage resulting …
The Complete Guide to Buying a Condo in Miami (2023)
Buying a condo in Miami is an exciting event, but it can catch many first time buyers or out-of-towners by surprise because of how different the process is. For example, many New Yorkers used to submitting multiple, completely non-binding offers …
The Complete Guide to Buying a Condo in Miami (2023) Read More »
Real Estate Investing in NYC vs. South Florida
I am a very small real estate investor in New York City and South Florida, and wanted to point out a few similarities and differences in being a landlord in each state. My primary residence is in New York, where …
Why are people leaving New York in droves?
Whatever your political beliefs, it's undeniable that New Yorkers are fleeing the state and NYC in particular. So why are people fleeing New York in droves? Is it because of current events like the pandemic or more endemic issues that …
Why Is Manhattan Real Estate so Expensive?
Manhattan real estate is expensive due to limited space, zoning rules, population density, accessibility of high paying jobs, high construction costs, safe haven demand and tourism. As a result, Manhattan is home to some of the most expensive real estate …