Sonja Gosine, Spokesperson at Hauseit®

Sample title commitment letter for a hypothetical all cash condo purchase in Miami. Exceptions, requirements & more explained.

Sample Title Commitment for a Florida Home Purchase

By Sonja Gosine, Spokesperson at Hauseit® / April 12, 2021 April 12, 2021

We've included a sample title commitment letter below for a hypothetical all cash condo purchase in Miami, Florida. Notice how the title insurance commitment specifies exactly who and what is being insured, and how specific pages of county public records …

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What is an ALTA 9 endorsement? Why and when do you need one? Check out a sample South Florida ALTA 9 endorsement policy & more.

Sample Florida ALTA 9 endorsement

By Sonja Gosine, Spokesperson at Hauseit® / April 11, 2021 April 12, 2021

The ALTA 9 endorsement is typically issued in Florida for purchases of free-standing residential houses and commercial buildings, but is not typically used for condominium buildings. It is an additional piece of insurance that protects against loss or damage resulting …

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Selling a co-op apartment in NYC? Follow these steps when vetting and reviewing an offer to maximize the chances of receiving co-op board approval.

Seller Checklist for Accepting an Offer on a Co-op in NYC

By Sonja Gosine, Spokesperson at Hauseit® / April 7, 2021 April 8, 2021

If you’re selling a co-op in NYC, it’s important to remember that the risk of a co-op board rejection is very real. While some co-op board rejections are inexplicable (and perhaps discriminatory), it’s far too common to encounter scenarios where …

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Overview of closing costs for a buyer in Florida. Average cost as well as price ranges for each closing cost item home buyers can expect.

What Are Closing Costs for a Buyer in Florida?

By Sonja Gosine, Spokesperson at Hauseit® / March 24, 2021 March 25, 2021

New Yorkers buying a home in Florida will be pleasantly surprised to find that closing costs down here are substantially lower than the closing costs they're used to up north. With the exception of broker commissions, paid by the seller, …

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Deed theft and deed fraud in NYC is widespread, especially in Brooklyn, Upper Manhattan, Queens and The Bronx. Learn how to protect yourself.

Deed Theft and Deed Fraud in NYC: How to Protect Yourself

By Sonja Gosine, Spokesperson at Hauseit® / March 16, 2021 March 19, 2021

Aside from the automatic alert system, we also recommend checking your property records via ACRIS at least once per year. This will allow you to see if anyone has filed a mortgage or deed on your property.

A step-by-step overview of the process of buying a condo in Miami and how the Florida buying process differs from buying in New York.

The Complete Guide to Buying a Condo in Miami

By Sonja Gosine, Spokesperson at Hauseit® / March 12, 2021 March 12, 2021

Buying a condo in Miami is an exciting event, but it can catch many first time buyers or out-of-towners by surprise because of how different the process is. For example, many New Yorkers used to submitting multiple, completely non-binding offers …

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Before selling your condo in NYC, consider closing costs, capital gains taxes, whether you’ll move back in and if you want to be a landlord.

Should You Sell Your NYC Condo or Convert to a Rental Property?

By Sonja Gosine, Spokesperson at Hauseit® / February 24, 2021 March 1, 2021

If you’re like most homeowners in NYC, you may have originally purchased a condo to live in as your primary residence. But after a few years, you might need to upgrade to a larger apartment, change neighborhoods or simply leave …

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What Level of Service Should I Expect from a Flat Fee MLS Listing?

By Sonja Gosine, Spokesperson at Hauseit® / February 11, 2021 February 11, 2021

It is important for sellers to realize that a Flat Fee MLS Listing (also know as a Flat Fee RLS Listing in NYC) is a DIY, ‘owner managed’ service. This means home sellers should not expect anywhere near the same level …

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Buying a co-op in NYC in your 20s might be a good idea. However, there are many financial and lifestyle factors to consider before you buy a co-op apartment.

Should You Buy a Co-op Apartment in Your 20s in NYC?

By Sonja Gosine, Spokesperson at Hauseit® / February 1, 2021 February 3, 2021

Buying a co-op in NYC in your 20s can make a great deal of sense under certain circumstances. However, there are many financial and lifestyle factors to consider before you pull the trigger on a New York City co-op. We …

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For Sale By Owner Steps in NYC

By Sonja Gosine, Spokesperson at Hauseit® / January 31, 2021 January 31, 2021

If you plan on using Hauseit's Assisted FSBO service (or if you've already signed up), we strongly encourage you to familiarize yourself with each stage of the sale process before starting your journey. Click on the link and video in …

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