Yes, a real estate agent can give commission to a buyer in Florida per part (2) of Fla. Admin. Code R. 61J2-10.028 which states:
(2) The sharing of brokerage compensation by a licensee with a party to the real estate transaction with full disclosure to all interested parties is not considered a violation of Chapter 475, Part I, Florida Statutes.
Therefore, it is legal in Florida for buyers to receive part of a real estate agent’s commission as long as disclosure of such commission rebate is provided to all interested parties. Conservatively that should mean at the least providing disclosure to the buyer’s lender, if the buyer is getting a mortgage, as it could impact the lender’s appraisal or other internal risk metrics.
Even though the language doesn’t specify exactly who or what roles should be notified, conservatively you could assume that the seller, attorneys, closing agents, title insurance company, appraisers and Realtors should know how much commission is being rebated to the buyer.